Subtle Ways to Save Money
Good money is hard to come by these days, especially with the upsurge of gas and grocery prices. Incorporate these small money-saving techniques because you’ll never know when you need emergency stash.
We often think of 25-centavo coins and other spare change as useless. We usually neglect coins in the car, little spaces on our desk, and random places in the house. Are you the type who hates keeping coins in her wallet? Do you tell the cashier or waiter to keep the change, especially when you see only a few measly centavos or pesos? If you put together the spare change you’ve neglected over the past few months, you can get as much as P500 in total.
If you hate keeping heavy coins in your wallet, place a piggy bank or jar on your desk or living room. You and your family members or roommates can drop all the coins there on a daily basis. Then whenever you see small coins at random places, pick them up and drop the coins in your piggy bank. As soon as it fills up, take it to the bank teller who will gladly exchange it for bills. You’ll be surprised to see how much it totals to.
Many restaurants and retail shops offer discounts to a variety of companies IDs, credit cards, and schools IDs. Make sure you check the list of cards honored at that establishment, because you may actually own the card that can get you a discount. Utilize your supermarket discount cards, points-per-purchase cards, frequent fliers coupons, and other discount fliers that will help you save money when purchasing. Consumers often neglect little things like discount cards and fliers, when it actually saves you a lot of money.
Youngmoney.com coined a term called “boredom expenses.” It’s when you feel the need to spend on food, drinks, vices, and other expenses when you’re feeling bored. For example, if you find yourself with nothing to do on a lazy Sunday afternoon, you may end up taking a trip to the convenience store to purchase a variety of junk food, cigarettes, and fizzy drinks. Many women often go on shopping splurges and purchase useless items on a whim because they need to kill time at the mall. The next time you feel bored and have time to kill, do something that doesn’t involve extra expenses, like watching TV, reading a book, jogging, cleaning your room, or plain window-shopping.
Keep the Change
Play Your Cards Well
Keep Busy